You must have a Wells Fargo Debit or ATM Card to redeem rewards at a Wells Fargo ATM. That’s a really good return for no annual fee cards! The only other no-annual-fee metal credit cards that are widely available – the Wells Fargo Propel American Express® card and the Amazon Prime Rewards Visa Signature card (which requires a $119 Prime subscription) – charge more fees. If you are straight you will not have a problem matching whatever it is that makes you want Propel. Card Advice. I unlocked my EX prior to apping thinking they would pull that, but they actually tried to pull EQ (Im in Socal). To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Card Advice. When I mentioned I had a wf card to get limit from they told me I didn't have enough history with them. I again asked to double my credit line (from $7,500 to $15,000). As soon as the call ended I got hit with ahard inquiry on my Transunion credit report that I did not authorize, and was not asked about. Our Rating: 4 Out of 5 Stars. And, the Wells Fargo Propel card comes with an introductory 0% APR offer on purchases and transfers that can save you a bundle on interest. Hi guys, I have been reading that many people have been getting credit cards decreases and I think it is important to know you still have open options. Press J to jump to the feed. level 1. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. I did one other recon about 2 years ago and the person I spoke with approved it themselves, edit: response was that no knew information was submitted, so none of what I did made the slightest difference or CSR didn't actually write anything down. I let them know I pay it all off before my statement, and my payment history should show that I do use my credit. Card Advice. Our Rating: 4 Out of 5 Stars. Save Username Checking … By using our Services or clicking I agree, you agree to our use of cookies. Wells Fargo Bank N.A. Sorry just wanna keep it simple. Then I went back to the current credit I have across all my lines of credit and was first again told I had too much, and then told I didn't use it enough. I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. After that, a 14.49% to 24.99% (variable) APR applies. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Even making payments is handled differently than my other cards as I like to make small payments, often. When you call and ask for a reconsideration, you are always running the risk of another hard credit pull. Maybe later on I might reconsider! At a certain point, this argument gets tiresome, IMO. So I offered to reallocate some of my existing wells fargo credit line to get the card (which is in the terms and conditions as something they have the right to do without consulting you) and the csr told me if they did that my existing card would be below the minimum credit line possible, which is a lie because taking the "minimum" amount out for the propel would leave me with a credit limit higher then my initial credit limit on that card 3 years ago. Card Advice. I would suggest getting a keeper card like this with a higher credit limit and no annual fee so that #1 you don't have a high utilization rate and #2 you can get points back on all or most of your monthly expenses. $0 annual fees. Help. Close. Most credit card offers require very good credit. Plus, the cell phone credit is super cool! … Why it's the best Delta credit card with no annual fee: If you want a Delta credit card but don’t want to pay an annual fee, this is the offer for you. Cash redemption options by phone or online are redeemable in $25 increments only. Archived. I screenshot everything and went back to make sure I didn't mess that up. Getting approved for a credit card requires a little planning. Those two are the next cards I plan to get (3 months - a year from now due to having a younger length of credit history). Just got approved for the Wells Fargo Propel American Express Credit Card! Credit card issuers want to see a strong credit history, steady income, and low … The information for the Wells Fargo Propel card has been collected independently by The Points Guy. By using our Services or clicking I agree, you agree to our use of cookies. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. 1 month ago. This thread is archived … save. That lead to the csr telling me I should use 30% of my credit minimum. I spent about $500k total before WF closed my card. 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