Bank of America offers a few different checking accounts; the Advantage SafeBalance account, Advantage Plus account, and Advantage Relationship account. Bank of America Advantage SafeBalance Banking® – Today, over 2 million clients use this account, which is designed to help them spend only the money they have available. Compare checking accounts from banks and credit unions for free. It offers a flexible checking account known as the Bank of America Advantage Banking. based on 91107 zip code. Bank of America Advantage Banking is an innovative checking account with a great bonus offer for new account holders. Three settings. They also offer a student banking account. Other options include the non-interest bearing Advantage SafeBalance Banking ($4.95 monthly fee, $25 opening balance and no paper checks) or the Bank of America Advantage Plus Banking … Learn More . SPECIAL OFFER Personal Checking Account - $400 Bonus - Learn More. Generally, these are account minimums or enrollment in the Preferred Rewards program. Advantage SafeBalance (The minimum opening deposit is $25) Advantage Plus Banking (The minimum opening deposit is $100) Advantage Relationship Banking (The minimum opening deposit is … Good For: Bad For: Bank of America Advantage Plus. Bank of America Advantage SafeBalance is available in 50 states (and Washington, DC). For savings, they only have one choice, but they do offer a savings option for individuals under the age of 18. Read Bank of America Review. Get the features and flexibility you need to help keep up with your financial life. Advantage Relationship Banking requires a $100 initial deposit, and it comes with a $25 monthly fee. Bank of America Promotions Review Below. There are three separate Bank of America checking accounts — SafeBalance Banking, Advantage Plus Banking and Advantage Relationship Banking. Bank of America Advantage Banking is a checking account with three settings: Advantage SafeBalance, Advantage Plus, and Advantage Relationship. Plus, you can avoid the account's $8 monthly maintenance fee as a Preferred Rewards member. The account comes with access to Zelle, a … Banking . Good For: Bad For: Bank of America Advantage Plus . Bank of America Advantage SafeBalance Banking®, one of the first banking accounts to eliminate overdraft fees, is on track to surpass 1 million accounts this month. Good For: No Overdraft Checking. All of these accounts require a ChexSystems credit report check, but your record may be looked at differently as eligibility requirements may be different for each account. Students under 24 who are enrolled in school may also qualify for a waiver. Checking options include the high-end Advantage Relationship Banking account, the Advantage Banking Plus account, and the entry-level or “second chance” Advantage SafeBalance account. … Bank of America Advantage SafeBalance Banking Checking Account: $4.95 (can be waived) $25 : 0.00% : Bank of America Advantage Plus Banking Checking Account: $12 (can be waived) $100 : 0.00% : Bank of America Advantage Relationship Banking Checking Account: $25 (can be waived) $100 Last month, MONEY named Bank of America the “Best Bank for College Students” and selected the Advantage SafeBalance Banking account as best for students. All you have to do is provide a $100 opening deposit. Advantage SafeBalance: With this setting, there are no overdraft fees – you can only spend what you have. This Bank of America Reviews can help you decide if it's the right place for your money. Good For: Bad For: Find the Best Checking Account or Reloadable Debit Card. Chase Business Complete Banking℠ $300 Bonus: Chase Total Checking ® $200 Bonus: Bank of America Checking $100 Offer: TD Beyond Checking $300 Bonus: HSBC Advance Checking $200 Bonus: HSBC Premier Checking $450 Bonus: Aspiration Checking $100 Bonus: Ally Invest Up To $3,500 Bonus: Betterment 1 Year Free: … There are no paper checks. Bank of America benefits from this account by limiting its regulatory risk by presenting a suitable option for customers that do not want the benefit (and risk) of overdraft protection. Charges a monthly fee. Enter your zip code Get Started. The account comes with 3 settings to match every need: Advantage SafeBalance: Checkless banking that … Bank of America Advantage SafeBalance is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. You can gain access to slightly higher rates when you are a BoA Preferred Rewards member. 0% APY. Good For: No Overdraft Checking Bad For: Bank of America Advantage Relationship. $0 for eligible students under … Toggle navigation. Please enter the text to be searched. Bank of America Advantage SafeBalance Banking® Account. Bad For: Bank of America Advantage Relationship . Advertiser Disclosure. Bank of America offers savings accounts, CDs and IRAs. Bank of America offers three kinds of checking accounts. Instead, they offer three tiers of their “Bank of America Advantage Banking” account. This account charges a monthly maintenance fee of up to $12, but the fee is waived if you keep a minimum balance of $1,500 or have a monthly direct deposit of $250. Rewards Savings: This account gives you access to tiered interest rates. Monthly maintenance fee. Bank of America Advantage SafeBalance. You can also avoid this fee by maintaining … The Bank of America Advantage SafeBalance Banking account is a basic checking option for people who prefer banking online. The bank offers competitive rates and loan amounts between $25,000 and $2 million. See offer page for more details. Our Current Top Promotions. Bank of America no longer has a standard checking account. Fees range from $4.95 to $25 but are all waivable by meeting certain requirements. Bank of America Advantage SafeBalance Banking®: $4.95, may be waived as long as you’re enrolled in Preferred Rewards. On Bank of America's secure site. With Advantage SafeBalance Banking there are no overdraft fees and the monthly maintenance fee is waived for eligible students under the age of 24 or clients enrolled in our Preferred Rewards program. Other services. Read Capital One Review Benefits and Features; Savings : 0.01% APY (up to 0.05% if enrolled in Preferred Rewards). Additionally, there are no paper checks. It comes with a $12 monthly maintenance fee, but this can be waived in one of three ways: By linking qualifying direct deposits, Bank of America Advantage Plus Banking. Bank of America Advantage SafeBalance Banking™ Account” section. 1. Bank of America Advantage SafeBalance Banking® Bank of America Advantage Plus Banking® Bank of America Advantage Relationship Banking® Good if you want a way to help stay within your balance • No check writing • No overdraft fees or non-sufficient funds fees • Sole ownership available for 16- to 17-year-olds Bank of America Advantage SafeBalance Banking® – Today, over 2 million clients use this account, which is designed to help them spend only the money they have available. Relationship Banking: With just $100, you can open an interest-bearing checking account. Bank of America Advantage SafeBalance Banking® – Today, over 2 million clients use this account, which is designed to help them spend only the money they have available. Bank of America Advantage Banking One account. Bank of America Advantage SafeBalance Review. Best Products. Good For: Bad For: Find the Best Checking Account or Reloadable Debit Card. Bank of America Advantage SafeBalance Banking Fees. Advantage SafeBalance Banking Checking Account - $100 Bonus; Bank of America: Pricing information from published website as of 1/16/2021. (1 days ago) Bank of America Advantage Banking – $100 Bonus Offer. US Bank: Pricing information from published website as of 1/16/2021. based on 91107 zip code. The SafeBalance Banking account has a monthly maintenance fee of $4.95. For example, the Advantage SafeBalance is considered a second … A Bank of America Advantage Plus Banking account is more of a standard checking account option than the SafeBalance account and requires a $100 opening deposit. Bank of America offers a wide range of checking accounts for you to take advantage of, allowing you to take charge of your finances. Compare checking accounts from banks and credit unions for free. Here are some of their features: Advantage SafeBalance. Enter your zip code Get Started. Advantage SafeBalance: This setting has no overdraft fees – you can only spend what you have. Bank of America Advantage SafeBalance . The Bank of America Advantage Savings Account, previously the Bank of America Rewards Savings Account, provides an opportunity to save at Bank of America. Checking. Bank of America Advantage Relationship Banking (Formerly BoA Interest Checking) Here is a comparison and contrast on the official website. As with most checking accounts, Bank of America Advantage Plus Banking® does not pay interest. The Advantage Plus Banking is the most popular one. More importantly the account moves this customer segment faster to electronic channels. Bank of America also offers the Advantage SafeBalance account, which can help frequent overdrafters. With Advantage SafeBalance Banking there are no overdraft fees and the monthly maintenance fee is waived for eligible students under the age of 24 or clients enrolled in our Preferred Rewards program. 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