Our blog features stories from across our business, along with tips and advice for job hunting and career development. NatWest account opening 0800 200 400 (overseas +44 121 695 9238) Minicom: 0800 917 0526 Open Monday to Friday 8am - 8pm, Saturday 9am - 3pm (Opening hours may vary on public holidays) Calls may be recorded. Study details: You need to be full time undergraduate student (on at least a 2 year course at a UK University/College) or you need to be completing a full time postgraduate or nursing course lasting a year or more. View account. You'll need to register for Online Banking and choose to receive paperless statements on your account. Representative Example. Our extensive personal banking products include bank accounts, mortgages, credit cards, loans and more. Once your card arrives we'll explain how to activate it. A series of raised dots or lines, so you’ll know which card is your NatWest card. Be wary of banks offering huge overdrafts, even though they require an overdraft to pay extra costs. It will turn into a Graduate account once you complete your studies. Need help? You can easily view or cancel a Direct Debit via our Mobile App or through your Online Banking. For example, who regulates us and how to complain (hopefully you won't need that bit). You need to be 17+ and live in the UK. I was late in applying for mine, around November, but sent it off in time. Your 16 digital UCAS code is the fastest way to do this - we’ll ask for it in the application form. However, if none of these perks appeals to you, you can check and compare our selection of student accounts. It offers accounts for both students and graduates: Student Account. Make payments to your saved payees (limits apply), Pay someone new without a card reader (limits apply), Pay your bills and manage recurring payments on the go (limits apply), Copyright © National Westminster Bank plc 2021, Stay on top of it all with a choice of three offers, My current account terms, rates and charges. You'll have 6 months from opening your student account to choose your offer. Want to make sense of money? Pays interest on … Then your most prized possessions that you take with you may no longer be covered by Mum & Dad. See how to set up mobile banking. You have up until 8.20pm (UK time) on the day the payment is due to cancel. If your existing card is not Contactless and you have an eligible account, you can request a new card, giving you a quick and simple way to make purchases up to £30. Does NatWest offer any student or graduate accounts? All kinds of general info about our current accounts. NatWest’s student account offers a decent overdraft option up to £2,000, and you can also choose between an Amazon Prime membership, a National Express coachcard or a tastecard with discounts on your meals. tastecard T&C's apply. Very important information about how your money is protected. Find out more about making international payments. Child & Teen Helping 11-18 year olds start managing their money. Living away from home? Just in case. You should know your worth to the banks though, and compare your student account options while you can. Available to NatWest Student current account customers, aged 18+ who've lived in the UK 3+ years. Joint account holders should register separately. App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. Valid for 4 years. Our Current Account Switch Service will move everything across from your old account to your new NatWest International account, including Direct Debits and standing orders, within 7 working days. The NatWest student account is designed to make your life in higher education a little bit easier, we offer a choice of benefits, banking through the mobile app and an interest free £500 arranged overdraft in the first term and up to £2,000 after that. ... Stumped by savings accounts? Alternative log in to Online Banking where you can view your balance and statements, make payments, transfers and more to help manage your account. On this page We could help, We’re here to support you through all your life journeys, UK Passport or Drivers Licence (full or provisional), Proof of address - Drivers Licence, Utility bill or Bank statement, Students Awards agency for Scotland (SAAS), Student ID card (stating current year of study), Photo ID, such as driving licence or Passport, Proof of your address, such as a utility bill, bank statement or driving licence. So we know who you are, we just need the details you use to log into Online Banking and Telephone Banking. Barclays, Student Account & International Students Account UK students can get a £500 ‘fee-free’ overdraft with Barclays’ Student … Our Life Moments section is here to help you take control of your finances as you take those first steps as a student. Looking to understand the costs of an overdraft of more or less than £500 over different periods of time? And happy to view your statements in Online Banking - not posted. You need to be a current account holder, 18+ and a UK resident. NatWest branch locator Verify who you are Step 1 of 2. If you're looking for an account with more features, such as car breakdown cover and travel insurance, you may be interested in one of our packaged accounts, such as the Reward Silver or Reward Platinum account. Your customer number. You'll need to be 18+ years old and have lived in the UK for 3+ years. Overdraft details: You need to be 18+ and have lived in the UK for 3+ years to apply for an Overdraft. The account offers an interest free … They'll only take a minute. Managing your credit card. It's important for you to understand how we use and share your information. The marker will apply to all debit cards in your name. Natwest offers similar student bank accounts to both UK and international students. If you log in to Online Banking we can pre-fill some of the application for you. NatWest offer the following children’s accounts: First Saver. Register your travel details with NatWest at least 24 hours before your trip, and we'll do our best to ensure your holiday spending isn't affected at all. NatWest student bank account NatWest’s student account offers a tastecard, Amazon Prime membership or a National Express Coachcard, plus an interest-free overdraft of up to £2,000. Hello guys I just wanted to confirm something. Visit today to see how we can serve you. 4. Instant access savings accounts. During your application you'll need to provide us with a valid email address as this is how we'll contact you about your student offer. We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these. It’s a great way to get an insight into … I applied for a natwest student account after having a talk with them at the branch and I currently have a student account with halifax but I wanted to open one with natwest and I spoke to both banks they said there would be no conflict or issue. And ask you a few questions up front. Only individuals who have a NatWest account and authorised access to Online Banking should proceed beyond this point. To be eligible for a NatWest Student Bank Account, you’ll need to be studying in the UK on a undergraduate course (for at least two years), a postgraduate course (for at least one year) or a nursing course (for at least one year).. You also need to be: aged 17 or over; living in the UK. You also can't convert a joint current account' Customer Declaration: Important basic info about the bank. It's quick and easy to change. Apply for an overdraft of up to £2000; Graduate Account. To speed up your application for our Student account, we need to do a few final checks with you. If you don’t have your UCAS code you can still apply for a Student account - you’ll just need to confirm your student status another way. You can also find them on the following items: Your cheque book; Your paying-in book There are two different types of overdraft: We charge interest on both types of overdraft. Online Banking available to customers aged 11+ with a NatWest account. Students 8-12; Kids’ zone: 8-12s. This interest is calculated daily for all accounts. Once you’ve reported your debit card as stolen, we will send out your new card which will be with you in five working days. ... International students can get the account for a £10 monthly fee. You’ll also get to choose between an Amazon Prime subscription, a National Express Coachcard and a Tastecard. Offer for 18+ only. Withdraw up to £130 every 24 hours at our branded ATMs. Find out more about the Adapt Account (opens in a new window). T&C’s apply. Grab flying coins, trade with aliens, spot treasure, plus loads more. Alternatively, you should call us as soon as possible on: It's completely free and is backed by an industry-wide guarantee. Your account will need to be in your sole name, have a nil balance or you wish to transfer a balance to another account held with NatWest. And what we expect from you in return. NatWest Student Account reviews come from people like you! Coachcard T&C's apply. Visit a branch. You’ll also need to verify your UK Student status. You can also report your card by logging on to your Online Banking. Temporarily lock it while you look, and if you find it, instantly unlock your card, Withdraw up to £130 without your card every 24 hours at our ATMs (as long as it’s within your daily withdrawal limit, criteria applies), Britain's Best Online Student Banking Provider 'YourMoney.com Awards' 2019. It's a great way to start building up your credit rating for the future. Find out more and apply online today. As a NatWest student account holder you can apply for a student credit card providing a credit limit of up to £500. We will help you every time you move, so that you can successfully set up your new life abroad. This NatWest card comes with a low credit limit (that’s the amount you’ll be allowed to borrow on the card) and no annual or monthly account fee – pretty standard stuff for a student card. Natwest: Natwest Student Account or International Student bank account: up to £2,000: Same bank account but with a £10 monthly fee. Top Natwest Student Account Choices. While you can’t set up a Direct Debit without the input of the people you are paying, you can view and cancel your Direct Debit directly with us. To receive your offer you need to register for online banking and choose to receive paperless statements. The basics to get you started Up to 56 days interest-free on purchases. You must have at least £10 available in your account and an active debit card (locked or unlocked). Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more. This account offers an Overdraft facility (subject to eligibility). That’s down the generous overdraft facilities, coach discounts and the bank’s commitment to Apple Pay. Because most students spend their college life residing in the red, it’s worth finding an account that provides a great interest-free overdraft. We’ll accept any of the below documents as proof of your UK Student status: If you don’t provide your UCAS number in the application form, you can manually upload one of the above documents after you submit your Student account application. If you've lived in the UK for more than 3 years, you can apply for our Student account that has no monthly fee. You can now instantly report your card as lost, stolen or damaged through your mobile app . Prime Student T&C's apply. Telephone numbers on the back of the card are 50% larger to make reading easier. completing a full-time undergraduate course that lasts at least 2 years or completing a full-time postgraduate course, or, training as a nurse at a UK university or college of higher education, are completing a course that has already started, or is starting within the next 6 months. If i arrange an overdraft, how long would it take for that to get through? Valid for 4 years. The overdraft is fine, customer support is...satisfactory but where I take issue is the free railcard. Subject to lending criteria. Once chosen, you'll receive the offer within 5 working days and you can start using the offer right away. Apply for an interest free overdraft up to £2,000 (£500 in first term). Simply open the app, tap on the account that your card is linked to and select 'Manage my card' to see your options. Get to grips with cool games! From moving tips to banking and travel advice, NatWest is here to support you at every turn. Open a Student bank account with NatWest and get 1 of 3 offers. I just applied for natwest student account, on their website it says that for the first year you can get interest free overdraft up to £1250. Sort Code Account Number 'Please be aware that you can't convert a Savings, Business or Foundation Current Account to a Student Account. It’s been specially designed to be easier to use, especially if you have accessibility needs. Natwest student account Natwest 16-25 railcard 2 bank accounts at different banks for student finance Natwest Student Rail Card - applying online? Want to hear what working here is like from the people who live it? If you think your debit card or any of your card details, such as your PIN number may have been stolen, you should report it to us to avoid the possibility of fraud. Setting up online banking takes a few minutes. To be eligible for an overdraft, you need to be 18 and have lived in the UK for three years. Have a look at our renters insurance. Log in to Online Banking at www.nwolb.com (opens in a new window) Your account number and sort code are shown on the 'Account summary' under 'Personal accounts'. With so many different current accounts now available, you can read these honest NatWest Student Account reviews to find out what life as a NatWest customer is really like. So I got myself a Natwest account and was told that I should get a Student overdraft as it would benefit me (I also got the credit card). If you have our mobile app, it’s easy to let us know you are going to use your debit card abroad. Check your eligibility. We support you through different life events, Buying for the first time, moving or remortgaging? Your existing NatWest current account details. Going in to an unarranged overdraft limit can lead to payments being rejected. Natwest, Student Bank Account You’ll get an interest-free overdraft with this account. Student accounts. You can choose from three freebies if you pick the NatWest/RBS student account (you need to register for online banking and choose to receive paperless statements to receive your reward): One-year Amazon Prime Student membership, which would usually cost £3.99 a month, plus a £10 Amazon gift card; Travel for less with 1/3 off fares, ideal for visiting friends and family. Use our handy cost calculator. Below we have listed some of the best student bank accounts we could find. Interest free overdrafts, plus benefits and rewards; Does NatWest offer any children’s savings accounts? Eligibility. Apply now. All our savings accounts pay interest directly into the account, unless specified otherwise. Customer number. Student arranged overdrafts are available to NatWest Student current account customers, aged 18 or over, who've lived in the UK 3+ years. Get more information on spending abroad and how to minimise fees and charges. I started off with £500 but ended up with £1000 after I was told it would be better and also I needed the money to help me financially. This lets you take out cash when you don't have your card but need money - great for people who accidently leave their cards at home. Keep your existing sort code and account number, Arranged overdraft limits will be retained. Please read this short summary before you continue with your application. An overdraft is a form of short term borrowing and is repayable on demand. You'll need your email address, sort code, account number and debit card to hand. New to NatWest? You can apply to increase the overdraft up to £2,000 after the first term. You get to keep your existing card and PIN. Must have been living in the UK for last than three years, free international transfers: Free Tastecard or Amazon Prime Student Membership or National Express Coachcard, mobile banking: From taking cash out abroad to an unarranged overdraft. This factfile will make everything clear! After you graduate your Student account will switch to a Graduate account. Smartphone required. On this page. Credit limits are personalised meaning they’re based on NatWest… Once you've set-up online banking, you can get the mobile app. You can check if you're likely to be accepted for an overdraft using our eligibility tool. Interest-free overdraft up to £2000 (£500 in first term) with an instant online decision, Choose 1 from 3 great offers; Amazon Prime Student membership, National Express Coachcard or a tastecard, Can't find your card? Next Generation Text Service (NGTS): 18001 0370 600 0459. To apply, you must have a NatWest Student current account, be 18+ and a UK resident. Your UCAS code is used to electronically verify your student status and your account will be opened faster if you provide it in the application. Using your mobile app you can: *There is a maximum of 5 payments totalling £1000 per day. It consists of 16 digits and is displayed in 4 x 4 blocks. A notch carved out of the side of the card, to help you work out which way round to insert your card into a cash machine or card reader. Before you apply, we need to check you're happy with a few things. The NatWest student account is a useful option for undergraduates heading off to university. If you don't repay what is owed, you could harm your credit score and borrowing capability. If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. As far as student accounts go Natwest's isn't too bad. Life’s big moments often mean some kind of financial change. Be prepared for any unexpected bills or payments with our interest free Student Overdraft. Already a NatWest customer? Once your account has been opened you will receive a Welcome Email with more details on how to choose from one of the following offers: The offer will remain on your student account as per the benefit terms and conditions. Please take some time to review, print and/or save the important information. How we promise to treat you, if we lend you money. “As far as student accounts go Natwest's isn't too bad....” Written on: 23/08/2010. 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